Pet Insurance: RealCare, in association with VPI Pet Insurance, provides health and accident insurance for members' cats, dogs, birds and exotic pets.  VPI policies start at just $7 to $10 per month with a $50 deductible per incident, although the cost varies by species and age.  C.A.R. members receive a 5% discount on premiums. The pet owner is free to visit any licensed veterinarian anywhere, even when away from home. Optional vaccination and routine care coverage is also available. To learn more about protecting your pets and to obtain a free quote, call VPI at (800) 719-1163 or click here.